Payment Policy

Payment is collected at checkout for the order total displayed before you submit your order.

Accepted payment methods

The payment methods available for your order are the methods displayed on the checkout page. The available methods may vary depending on your device, browser, location, and payment provider.

We do not accept a payment method that is not displayed at checkout. We do not request full payment-card numbers, security codes, or account passwords by email.

What you pay

Before you submit payment, checkout displays:

• Product price.
• Any discount or promotion.
• Shipping charge or free-shipping qualification.
• Applicable sales tax.
• Final order total.

There are no recurring charges unless a recurring-payment product is clearly identified before checkout.

Payment security

Payment details are processed through third-party payment providers using encrypted connections and their own security controls. We do not intentionally store your full payment-card number on our own systems.

Authorization holds

If a payment fails, an order is edited, or your bank performs a verification check, your bank may show a temporary pending authorization. A pending authorization is not necessarily a completed charge. The time required for a hold to disappear depends on your bank or payment provider.

Refunds

Approved refunds are sent to the original payment method under the Return & Refund Policy. Your bank or payment provider may need additional time to post the refund.

Unrecognized charges

If you do not recognize a charge that appears to be from LumiDisc, email [email protected] with the transaction date, amount, and the last four digits of the payment method only. Do not send the full card number or security code.

Last updated: October 20, 2026